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If you’re a young driver between the ages of 16 and 24, looking to insure your first car, you probably already know that you face some of the highest car insurance premiums around. Insurers base the price of Insurance for Young Drivers premiums on lots of different factors:

When you have inexperience, no previous Canadian driving or insurance history working against you, the cost of insurance can skyrocket. A good driving record and claims history are the most important personal factors that contribute to low cost insurance premiums and of course these are things that a first-time insurance buyer can’t rely on. There’s good news in that a driver’s history is not the only factor insurers rely on to calculate premiums.

Telematics is literally a combination of the words Telecommunications and Informatics. Telematics, in a broad sense, is any integrated use of telecommunications with information and communications technology. It is the technology of sending, receiving and storing information relating to remote objects, such as vehicles, via telecommunication devices. Basically, telematics is a crash-resistant black box that receives wireless information, information more advanced than broadcast radio, and does something useful with it.

Winter is fast approaching, so make sure you are prepared with the right Winter Tires this season. Farmers’ Almanac predictions point to some snow and cold conditions in mid-November in the Northeast, Great Lakes, and Midwest.

Your business may have many assets: vehicles, office space and equipment, inventory, an indispensable employee, or partner and, most importantly, yourself. To protect these assets and to protect your business from potential risks, you should consider getting insurance.

A new building reflects an important investment for both individuals and companies. A new or renovated house brings you both added value and better living. A new office or store means increased revenue and new opportunities.

Small businesses may not have many employees or large offices, but they still require the right insurance coverage to protect all of their assets. Especially when you are starting up a small business, you can’t afford to be without a good and comprehensive commercial insurance policy. What that entails is a package that includes the basics of commercial insurance: liability and business property, and, depending on your line of work, any other requisites to properly cover your company.

Although every business needs it, some owners find they can’t fully answer the question: What is Commercial Liability Insurance?

A privacy breach can include the loss, theft, or unauthorized access to or use of personal customer or employee information. With our cyber insurance coverage, we help you get back to business in the event you are targeted, with coverage for remediation expenses, business interruption loss and certain legal expenses.