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The busy Holiday shopping season is here. The shopping centres, streets and outlet malls are bustling with people. Everyone is thinking of getting and giving gifts, attending parties and having a great holiday. However, these are the perfect conditions for thieves to take advantage. Vehicle break ins go up dramatically over the Holidays.

What happened to fall?!

Winter driving can be hazardous, and to be prepared for any eventuality on the road, a winter emergency car kit is a must in every vehicle. Putting together a well-stocked winter car kit to keep you ready for roadside emergencies is quick, simple, and should be done at the first sign of snow. Keep your winter car kit in a waterproof tub or bag in the trunk or back of your car so it will be ready for you whenever you need it.

Winter is fast approaching - if not here already - make sure you are prepared with the right Winter Tires this season. Did you know that having four winter tires on your vehicle reduces your braking distance by up to 25% or between 2 and 3 car-lengths? That could be the difference between worry-free stopping and a fender-bender, or worse, a severe accident.

Many businesses across this great country of ours thrive on services that are offered through vehicles. Taxi and limousine services, Paratransit operators, transport trucks, and delivery van companies – just to name few. Because these businesses are unique in nature, they require specialized insurance products to meet their needs.