Car Insurance

Protection that goes the extra mile.

All Ontario drivers are required to have liability coverage—but not all car insurance is made equal. Insurers offer many types of coverage plans to protect vehicle owners and drivers, passengers, pedestrians, and property following a collision. ​
Regardless of whether you’re a new driver, a seasoned commuter, or classic car enthusiast, Acumen is committed to helping you understand how your car insurance can protect you, other people, and even your property, from an accident.

Are you ready to switch gears on your car insurance?

How to Save Money on Your Car Insurance

5 ways to save while protecting yourself, your vehicle,
and your family with the right car insurance

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Bundling Your Insurance

Did you know that bundling your car and home insurance can save you money and give you peace of mind? It’s true! Here’s how it works: when you bundle your insurance, we’ll combine all of your policies into one easy-to-read document. That means if anything happens to one of your cars or homes, we’ll be there to help—no matter what. Plus, if you bundle, you’ll get discounts on each policy. So not only will you have better coverage, but it will be cheaper too!

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Broker Advantages

We offer all the advantages of a broker and understand that buying insurance can be confusing and we want to help make it as easy as possible for everyone. We’re an independent company that provides home and auto insurance, which means we’re not restricted to one provider or product. That gives us the freedom to find the best deals for our customers. And when we do find those deals, we pass those savings on to you!

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Drive Safe - Telematics

A win win for everyone - Drive safe telematics is a car insurance product that uses technology to help you drive safer, so you can save more on your car insurance. Every time you get into your car, Drive Safe Telematics tracks and analyzes data about how you drive. Then, it uses this information to give you personalized tips on how to improve your driving skills in order to lower your rates. Give it try today, you’ll be happy you did!

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Park In Garage Discount

Parking your vehicle in the garage has many benefits and if you’re like most people, you don’t want to take any chances with the safety of your vehicle. And that’s exactly why we offer this incredible program - Nothing says “I’m serious about safety” like having brand-new tires installed at least once a year.if you park your car in a garage, we’ll give you a discount on your car insurance, plain & simple. It’s also an extra measure of safety against theft or break-ins and the fact that it keeps both you and your car out of the elements is just a bonus!

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Winter Tires

Your car insurance is your first line of defense against car accidents. But did you know that having snow tires installed will help keep your premiums down? Nothing says “I’m serious about safety” like having brand-new snow tires or used ones with plenty of traction left installed every year. Snow tires are an easy way to save money on car insurance, and they’re a simple way to get more safety in your car. We offer discounts on all our policies for drivers who have snow tires, so you can be sure that you’re covered in any season.

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Driver: 56 yr old male
Type of Car: Dodge Grand Caravan
Current yearly rate: $1654
Supplier Name: Wawanesa Insurance Company

Car Insurance Case Study

Mississauga, Ontario

As Toronto’s friendliest neighbour, Mississauga is a great place for visitors and those seeking to live a bustling city life without the inconvenience of being in the center core. Mississauga has all the charms of a smaller town with the added excitement of a big city and has recently made the list of top 100 most loved travel destinations in the world. With all of these accolades comes volume – volume of people and of cars. Mississauga Transit hasn’t quite kept up with the growing population, making getting in, out, and around the city somewhat difficult, especially during rush hours. If you are one of the lucky ones that call Mississauga home, then you recognise the trials and tribulations of the daily commute. Extra time, a little patience and the right car insurance goes a long way! Contact your Acumen car insurance specialist for a quote and make sure you are well protected.

Car Insurance Case Study

Burlington, Ontario

As a municipality of Halton, Burlington sits on the northwestern end of Lake Ontario. With only a short 40-minute drive to Toronto, this makes Burlington the perfect city for a great work-life balance. Whether you work in Burlington or commute elsewhere, this rapidly growing city not only has an abundance of amenities and beauty, Burlington is also experiencing a high volume of traffic and this means all the perils that go with it. From the Burlington Skyway to the lovely lakeshore, traffic can often back up, causing accidents and long delays. Contact your Acumen car insurance specialist for a quote and make sure you are protected.

Car Insurance Case Study

Oakville, Ontario

With a population of over 211k and growing, Oakville is now the largest town in Ontario and one of the biggest commuter meccas in the GTA. This means traffic and lots of it. The term bottle necking perfectly describes the highway in and out of Oakville on any given day at almost every minute of the day. From rear end collisions to full blown accidents, having the right car insurance is so important when you live in an area like Oakville. Contact your Acumen car insurance specialist for a quote and make sure you are protected.

Car Insurance Case Study

Stoney Creek, Ontario

Historically known for the Battle of Stoney Creek in the war of 1812, this city has come a long way with a growing population due to great lifestyle and location convenience. Having the best of both worlds and sitting just below the escarpment, Stoney Creek is on the outer edge of Niagara’s wine country as well as being an attractive suburb of Hamilton, thus making it the perfect place to grow roots. Stoney Creek is connected to the 403 & the 407 Highway, as well as QEW and the Hamilton GO station, so commuting is not an issue for its residents. High volumes of traffic and the occasional accident can still add minutes to your journey so leaving enough time to arrive at your destination should always be a consideration. Contact your Acumen car insurance specialist for a quote and make sure you are well protected.



With a clear understanding and approach to identifying your risks as a driver and/or car owner, you can prioritize and take actions to reduce your personal liability.



Effective risk management does not eliminate risks. However, good risk-management practices, when it comes to car insurance, will have you reaping greater rewards rather than costly premiums.



Everyone is unique & so is your coverage. Our brokers know how to help you balance what you need out of your car insurance with the many available options.



Understanding your policy, limits of liability, deductibles & how a claims process works is all part of the services we provide to each and every one of our clients.



We keep up with current insurance trends and Practices related to your industry to help you succeed



Our team will offer insight and advice on emerging risks and insurance products that are relevant to you.

Common Questions

Can I lend my vehicle out?

The short answer is yes, you can lend your vehicle to another person and your insurance coverage will remain intact. The long answer is - you & your guest driver must be aware of the following.
•    You must agree – verbally or in writing – that the driver may use your vehicle.
•.   You can’t lend your auto on a regular basis to someone without naming him or her on your insurance policy.
•    The person who borrows your auto must be licensed and legally allowed to drive in the province or territory where you both live.
•    Should the guest driver cause a collision while driving your vehicle, your premium may increase.


Am I covered if I drive someone else’s car

If you possess a valid driver’s licence for the province you are driving in, then you are legally allowed to drive another person’s vehicle. Be sure however, that the car you are borrowing has valid and up to date car insurance and the pink slip is in the vehicle.


Does my insurance policy cover me in other countries?

Your policy will cover you in all of Canada. You are also covered in The United States but possibly not for everything you would expect to be covered for, so you should consider getting extra insurance. You are not covered in any other country and should purchase insurance if you are planning to rent or borrow a vehicle.


Do I have to add my G1 driver to my policy?

G1 drivers are required to drive alongside a fully licensed driver with at least four years driving experience in an insured vehicle, so the G1 driver will typically be covered under that driver’s insurance policy.


We Provide Car Insurance In The Following Cities













Our Insurance Partners

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