Reliable Protection for your Car
Car Insurance in Ontario
Required by law across Canada, car insurance covers the owner/driver, passengers, pedestrians and property affected by a vehicle collision. Once behind the wheel, the possibility of something going very wrong is very real. As a driver, the life and property of your passengers, fellow drivers and pedestrians is in your hands. Whether you’re just learning, commute every weekday or enjoy Sunday drives in your classic car, it’s important to understand how car insurance in Ontario works.
Types of Car Insurance
- Collision and Upset coverage protects you from costs to repair damage to your vehicle caused by impact with another vehicle or an object such as a guardrail.
- Coverage against perils other than collision or upset”, previously called Comprehensive, protects you from costs to repair damage to your vehicle from unexpected situations such as fire, theft, vandalism or natural disasters.
- All Perils protection combines both of the above coverages.
- Specific Perils coverage protects your vehicle only against specific dangers, such as theft or attempted theft, some natural disasters, riots or civil disturbances.