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Spring signals warmer temperatures, the return of blooms, and if you’re not prepared, some devastating damage. While there likely won’t be any melting snow to worry about this year, there are still a handful of other weather-related risks to have on your radar. In today’s blog, we’ll explore how to prepare for spring weather conditions, common insurance challenges associated with the season and steps to take in the event of property damage.

The wildfires blazing across Canada and other parts of the world right now aren’t the only scorching flames we should be wary of. Did you know that in mere minutes, an innocent flame can grow big enough to ravage your home and threaten your life? October is National Fire Prevention Month and it’s time to up your game when it comes to protecting yourself, your loved ones, and your home.

The holidays are filled with joyous laughter and cheer, but did you know that the season also comes with increased risk? Thankfully, if you have the proper home insurance policy, you can minimize the financial misfortune of most of these seasonal disasters. In today’s blog, we’ll be discussing six common holiday catastrophes and how Acumen’s home insurance can help.

Summers in Ontario can often feel short—after months of salting your sidewalk, shoveling your driveway, and dealing with sub-zero temperatures, you’ve probably got heatwaves and Saturday pool days on the brain.

Winter in Ontario can be unpredictable! One day you’re shoveling snow and the next day you’re waking up to rain! But, as finicky as the weather may be, there are steps that you can take to help prevent the stress and costs associated with water damage at your home.

Now that winter is in sight, Ontarians can expect the return of beloved winter activities, like ice-skating, tobogganing, and skiing, as well as the return of the icy, winter weather. If there’s anything that makes us appreciate the indoors, it’s our cold, Ontario winter!

A current inventory of your belongings makes it easier to file a claim. Keeping your records off-site is wise in case a fire or flood damages your property. Consider updating your home inventory each spring and advise your insurance broker at Acumen Insurance of any major purchases.

Before You Sign on the Dotted Line

For most people, their home is their single most prized and valuable possession. This is why it is so important to make sure you protect it with the appropriate home insurance in Ontario. Make sure you understand what type of home insurance coverage you are buying, who or what is covered, exclusions, policy limitations, how much coverage is provided and how to report a loss or claim.