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March is full of surprises—including, sometimes, snow! Yes, even with spring is in sight, late-season snow falls can appear at the last minute, causing landlords, building owners and property managers to bring out the snow shovels and sidewalk salt once again. And, if you own a commercial building, condo unit, rental house or private residence, a surprise snowfall puts your tenants at risk for slip and fall accidents and, ultimately, potential liability claims against you.

Prior to working from home, homeowners had home insurance and business owners had business insurance. Employees weren’t required to think about the specifics of insurance policies after they had punched out for the evening.

Recent COVID-19 closures and regulations are stressful for all Ontarians: many businesses have been forced to shut their doors, while others are permitted to operate using take-out or delivery services. And although some industries have been particularly hard-hit by ongoing protocols, the cannabis industry seems to be holding steady amidst an otherwise uncertain economic environment of the pandemic.

Winter in Ontario can be unpredictable! One day you’re shoveling snow and the next day you’re waking up to rain! But, as finicky as the weather may be, there are steps that you can take to help prevent the stress and costs associated with water damage at your home. 

You might have several insurance policies protecting your home, car, life, and even business, but do you know whether your policies were purchased from an insurance broker or an insurance agent? And why does this distinction even matter?

As a proud business owner, you do everything you can to protect your business. Whether it’s providing proper training to your employees, implementing workplace safety standards or upgrading your antivirus software, you make an effort to address the unique risks that come with being a business owner. You’re careful to monitor your store and take careful measures to prevent theft. But even the leeriest of small business owners needs to close shop occasionally.

Now that winter is in sight, Ontarians can expect the return of beloved winter activities, like ice-skating, tobogganing, and skiing, as well as the return of the icy, winter weather. If there’s anything that makes us appreciate the indoors, it’s our cold, Ontario winter!

How many times do you travel in a year? If COVID-19 has impacted your vacation plans and has forced you to postpone a tropical vacation, family reunion or trip abroad, you may be wondering how you can better protect yourself from unexpected costs associated with cancellations or sudden illness in the coming days, weeks, and even years.

Acumen Insurance Group is beyond thrilled to announce the launch of our new website!