Blog

Whether you’re a large corporation or a small business, it’s likely that you and your employees are spending a little more time at home these days! In fact, an article by the Toronto Star showed that, as of summer 2020, nearly 60% of businesses had their staff working from home. And while remote work seems wonderful at its core—fewer office expenses, shorter commutes and bottomless coffee—it also poses new concerns related to personal cyber security.

Spring is here, but that doesn’t mean we’re completely in the clear yet! The harsh effects of Ontario’s winters can often cause damage to the exterior of your home and vehicles.  So, in order to help you protect your property against unexpected costs and insurance claims, we’ve created a list of simple tips to help you inspect both your car and home for damage that may have been caused during the winter months. Why not spend some time outside with the kids while you conduct a bit of spring maintenance on your home and car? And, to make the warmer months especially care-free, make sure you connect with your insurance broker to ask about how you can bundle on home and auto insurance!  

March is full of surprises—including, sometimes, snow! Yes, even with spring is in sight, late-season snow falls can appear at the last minute, causing landlords, building owners and property managers to bring out the snow shovels and sidewalk salt once again. And, if you own a commercial building, condo unit, rental house or private residence, a surprise snowfall puts your tenants at risk for slip and fall accidents and, ultimately, potential liability claims against you.

Prior to working from home, homeowners had home insurance and business owners had business insurance. Employees weren’t required to think about the specifics of insurance policies after they had punched out for the evening.

Recent COVID-19 closures and regulations are stressful for all Ontarians: many businesses have been forced to shut their doors, while others are permitted to operate using take-out or delivery services. And although some industries have been particularly hard-hit by ongoing protocols, the cannabis industry seems to be holding steady amidst an otherwise uncertain economic environment of the pandemic.

Winter in Ontario can be unpredictable! One day you’re shoveling snow and the next day you’re waking up to rain! But, as finicky as the weather may be, there are steps that you can take to help prevent the stress and costs associated with water damage at your home.

You might have several insurance policies protecting your home, car, life, and even business, but do you know whether your policies were purchased from an insurance broker or an insurance agent? And why does this distinction even matter?

As a proud business owner, you do everything you can to protect your business. Whether it’s providing proper training to your employees, implementing workplace safety standards or upgrading your antivirus software, you make an effort to address the unique risks that come with being a business owner. You’re careful to monitor your store and take careful measures to prevent theft. But even the leeriest of small business owners needs to close shop occasionally.

Now that winter is in sight, Ontarians can expect the return of beloved winter activities, like ice-skating, tobogganing, and skiing, as well as the return of the icy, winter weather. If there’s anything that makes us appreciate the indoors, it’s our cold, Ontario winter!